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An RBC Financial Planner is Your Partner
A relationship with an RBC Financial Planner is about you—understanding where you are today and what you hope to achieve. After getting to know a little bit about you, your financial planner can help answer your questions and provide insight into how a personalized financial plan can help you achieve your goals. Contact us today and discover how professional advice can give you confidence in your plan and a positive sense of well-being with respect to your finances.
Plan for the Big (and Little) Things in Life
From tying the knot to leaving a legacy, see how you can plan for life’s most important milestones.
Plan for the Big (and Little) Things in Life
From tying the knot to leaving a legacy, see how you can plan for life’s most important milestones.
Live for Today and Plan for Tomorrow
Here are just a few ways an RBC Financial Planner can help you:
Balancing Financial Priorities
Make a plan that balances your competing priorities.
An RBC Financial Planner can help you think through questions such as:
- How do I balance paying off debt and saving for the future?
- Should my focus be on saving for retirement or my child's education?
- How can I minimize my income tax burden?
Investment Planning
Get—and keep—your investment plan on track.
An RBC Financial Planner can help you explore ways to:
- Use investment options such as mutual fundslegal disclaimer1 and GICs
- Get the most out of your RRSP and TFSA
- Manage bonuses, tax refunds, or other large sums of money
- Align your unique goals with your investment plan
Retirement Planning
Figure out how you’ll spend your time and money.
Some questions we can help you with:
- How much do I need to retire?
- Can—or should—I retire early?
- What are my pension choices?
- Will I be able to maintain my lifestyle in retirement?
Estate Planning
Define your legacy and make your wishes clear.
An RBC Financial Planner can help you better understand:
- The significance of having a comprehensive Will and estate plan
- Strategic methods for transferring assets, such as the family cottage, to your beneficiaries*
- Business continuity planning*
*An RBC Financial Planner would work with your tax and legal professionals to advise you.
Explore Estate PlanningBENEFITS
The Benefits of Financial Advice
While saving and investing is just one area of financial planning, it’s an important one. Here are some statistics that show how financial advice can help you grow your savings and invest smarter:
55-60%
Increase in retirement savings that clients who work with an advisor could see (based on a hypothetical scenario)legal disclaimer2
Up to 131%
Increase in savings the average household saw that worked with an advisor for 15+ years–compared to a similar household without an advisorlegal disclaimer3
56% vs 48%
Canadians who work with a financial professional are more optimistic about their financial futures (56%) than those who don’t (48%)legal disclaimer4
Financial Planning FAQs
Absolutely. It’s easy to find an RBC Financial Planner near you. Our financial planners are happy to have a no-obligation meeting with you to discuss what they do and how they can help you reach your financial goals.
Yes. RBC Financial Planners are accustomed to working with other advisors that their clients partner with. RBC Financial Planners have a highly collaborative approach and will easily fit with your existing team of professionals.
Your financial planner will take the time to get to know you—to understand your personal priorities and goals. They will get to know your financial situation and your vision for the future to develop a personalized financial plan. And because life changes and goals evolve, your financial planner will work with you on an ongoing basis, ensuring your plan is fluid and dynamic, adapting to your life over time.
Many couples have different ideas about managing their finances. A financial planner can actually help you and your spouse get on the same page when it comes to your money and develop a plan that considers your individual and shared goals. Because there’s no obligation to work with a financial planner, it might be a good idea to meet with one together and decide on next steps following that discussion.
See Talking Finances with My Spouse
See Talking Finances with My Spouse
Financial
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Gabriel Bosquet-Thibodeau, CFP
I can speak to you by phone, video or the at nearest RBC Royal Bank Branch.
Contact MeRBC Financial Planning is a business name used by Royal Mutual Funds Inc. (RMFI). Financial planning services and investment advice are provided by RMFI. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
1
Mutual Funds are sold by Royal Mutual Funds Inc. (RMFI). There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.
2
Source: Saving for the Future, IFIC, 2020.
3
Source: Claude Montmarquette & Alexandre Prud'homme, 2020. "More on the Value of Financial Advisors," CIRANO Project Reports 2020rp-04, CIRANO.
4
Source: FP Canada 2024 Financial Stress Index. https://www.fpcanada.ca/docs/default-source/financial-stress-index/2024-financial-stress-index-report.pdf?sfvrsn=cd9335c7_3